Bank Transfer (A2A)

Account-to-Account (A2A) bank transfers enable customers to make payments directly from their bank account to a merchant’s bank account without the use of cards or intermediaries. Payments are typically authorized through the customer’s online banking or mobile banking application and are processed over bank transfer networks, often in real time. A2A payments offer a secure, convenient, and cost-effective payment experience while reducing reliance on card-based payment schemes.