AFT payments

An Account Funding Transaction (AFT) is a type of financial transaction where a payment card (Visa) is used to move funds into a financial account, such as:

  • A bank account
  • A digital wallet
  • A prepaid card
  • A brokerage or investment account

Supported services

AFT supports almost all features related to cards processing:

Recurring, CoF, zero-amount authorization, 3DS, refunds, CFTs.

An AFT type of transactions is included in Diagnose Interface features, callback notifications, transactions downloading via API and Dashboard.


API integration

payabl. solution for AFT API integration does not differ from usual Cards integration:. It includes mandatory parameters that should be collected on Merchant's side. The following information on customer (cardholder) is required:


ParameterFormatDescription
countrystring3-character ISO 3166-1
citystringmax. 40 characters. The customer's city
streetstringmax. 100 characters. Street of the customer's address.
zipstringmax. 10 characters. The customer's postal code
birthdaydate8 digits. the customer's birthday.
firstnamestringmax. 30 characters. The customer's first name.
lastnamestringmax. 30 characters. The customer's last name.

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POST callbacks

You will receive type "order" and "capture" as for usual cards processing.