Przelewy24

Przelewy24 is a real-time bank transfer payment method. Customers based in Poland can use it to transfer funds directly to merchants from their bank accounts.

The customer selects their bank from a list of banks displayed. The customer confirms payment and bank transfer instructions to activate a bank transfer, and they can also print out the bank transfer details. The customer re-directs to their banks' login page and logs in. They check that the bank transfer information matches that shown on the Przelewy24 payment page and submits their payment.

If you want to use Przelewy24 logos in your marketing materials or on the checkout page, please use the source of the official guidelines: P24 logos.

General flow

POST Request -> to /payment_preauthorize
<- Response (direct, synchronous) with status=2000&errormessage=pending and redirect_url
Customer is redirected to redirect_url (EPS/Giropay URL)
<- Callback (asynchronous) with errorcode=0&payment_state=not_credited_yet to notification_url
<- Callback (asynchronous) with errorcode=0&payment_state=credited to notification_url

Step 1. Make a transaction request

From your server, make a POST /payment_preauthorize request.

POST https://sandbox.payabl.com/pay/backoffice/payment_preauthorize

Include in request:

You can see a full list of parameters in Pre-Authorization.

Request example:

merchantid=gateway_test&orderid=Payabl-Test&amount=109.82&currency=PLN&country=POL&[email protected]&firstname=John&
lastname=Doe&payment_method=120&zip=02-496&street=ul. Spacerowa&house=42&city=Warszawa&customerip=2.22.75.244&
url_return=https://yourshop.example/thank_you&notification_url=https://yourshop.example/notification&url_success=
https://yourshop.example/payment_successful&url_failed=https://yourshop.example/payment_failed&signature=5e44a6db4c7ead910a390ed81ff616758340a710

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Public Sandbox information

Do not use your personal email address, Order ID with sensitive information, real customer details and credit card data in the public Sandbox. For email field you may use [email protected].

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Redirection to url_return does not confirm that the transaction is successful. Always check the transaction via notification_url or use the diagnose interface to get the final status of the transaction.

Step 2. Handle the redirect

To complete the payment, you need to redirect the customer to the correct URL in the response.

Response example:

transactionid=105178168&transid=105178168&status=2000&errormessage=pending&errmsg=pending&amount=109.82&price=109.82&
currency=PLN&orderid=Payabl-Test&user_id=715927&redirect_url=https%3A%2F%2Fsandbox.przelewy24.pl%2FtrnRequest%2FBDF1
F4E272-19B35F-A45492-90D6548A74

Response fields reference:

Step 3. Receive the final status

Once the customer completes the payment, we will send a notification with the transaction's final status to the notification_url specified by you.

url_return and notification_url should be passed by you in the Pre-authorization request.

Alternatively, you can communicate a notifciation_url to be used by default to payabl. technical team. By doing so, you won't need to send it in every request.

P24 contains an additional notification parameter which is payment_state, which could contain the following values:

• not_credited_yet: Capture - Accepted.
• credited: Capture - Successful.
• not_credited: Capture - Failed.

Each state change would trigger a notification to the notification URL, either provided in the request body or configured when the merchant account was created.

Notification example - Accepted Capture:

account_number=&errorcode=0&bank_number=&timestamp=1683804623&orderid=Payabl-Test&errormessage=&security=b84d70cea110cd
40edd3dc53f9c16b5097b92dfbe32c08638a9a7723f93c0c43&transactionid=105178168&payment_method=120&payment_state=not_credited_yet&
account_holder=John+Doe&bank_name=&type=capture

Notification example - Successful Capture:

account_number=&errorcode=0&bank_number=&timestamp=1683804623&orderid=Payabl-Test&errormessage=&security=b84d70cea
110cd40edd3dc53f9c16b5097b92dfbe32c08638a9a7723f93c0c43&transactionid=105178168&payment_method=120&payment_state=credited&
account_holder=John+Doe&bank_name=&type=capture

Notification fields reference:

After the customer has finished or canceled the payment, they will be redirected back to url_return, provided by you in the initial request to payment_preauthorize. After that, you will receive a notification, posted to notification_url, with the final transaction status, which you are supposed to use to update your system.

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Notification URL can be configured by our tech support team in your account on our side,
or you can send it as a parameter notification_url in the initial request to payment_preauthorize.

Refunds

Przelewy24 supports refunds and can be initiated only on a successful captured transaction.
The request will send a credit note to the authorization system after the customer has already been charged. The refund amount will be credited to the customer and the merchant’s account will be charged.

The refund can be done in two ways:

• Through API integration
• Through payabl. dashboard

If you have API integration, you can check more in our documentation Refund.

Our Technical Support team is there to help you:
Email: [email protected]
Available Monday – Friday between 09:00 and 17:00 CET/CEST