|00 - Approved
|The transaction has been successfully authorized and approved.
|01 - Refer to card issuer
|The merchant should contact the card issuer for further instructions or authorization.
|03 - Invalid merchant
|The merchant's identification or account is invalid.
|04 - Capture card
|The card should be retained or captured by the merchant.
|05 - Do not honor
|The card issuer has declined the transaction for various reasons.
|08 - Honor with ID
|The transaction can be authorized if additional identification information is provided.
|10 - Partial approval
|The transaction has been partially approved for an amount less than the total requested.
|12 - Invalid transaction
|The transaction is invalid or cannot be processed.
|13 - Invalid amount
|The transaction amount is invalid or exceeds the allowable limit.
|14 - Invalid card number
|The provided card number is invalid.
|30 - Format error
|The transaction request has a format error or is not properly structured.
|40 - Not supported
|The requested transaction type or functionality is not supported.
|41 - Lost card
|The card has been reported as lost.
|43 - Stolen card
|The card has been reported as stolen.
|51 - Insufficient funds/over credit limit
|The cardholder's account does not have sufficient funds or has exceeded the credit limit.
|54 - Expired card
|The card being used has expired and is no longer valid.
|55 - Invalid PIN
|The entered PIN is invalid or incorrect.
|57 - Transaction not permitted to issuer/cardholder
|The transaction is not permitted for the issuer or cardholder.
|58 - Transaction not permitted to acquirer/terminal
|The transaction is not permitted for the acquirer or terminal.
|61 - Exceeds withdrawal amount limit
|The transaction amount exceeds the permitted withdrawal limit.
|62 - Restricted card
|The card is restricted and cannot be used for the transaction.
|63 - Security violation
|A security violation has occurred during the transaction.
|65 - Exceeds withdrawal count limit OR soft-decline of EMV 3DS authentication
|The transaction exceeds the allowed withdrawal count limit or there is a soft-decline in EMV 3DS authentication.
|75 - Allowable number of PIN tries exceeded
|The maximum number of PIN entry attempts has been exceeded.
|79 - Life cycle
|The transaction is related to the card's life cycle and cannot be processed.
|81 - Domestic debit transaction not allowed
|Domestic debit transactions are not allowed for the transaction.
|82 - Policy
|The transaction violates a policy or rule.
|83 - Fraud/Security
|The transaction is flagged as potential fraud or security risk.
|85 - Not declined
|The transaction has not been declined.
|86 - PIN validation not possible
|PIN validation for the transaction is not possible.
|87 - Purchase amount only
|Only the purchase amount is allowed for the transaction.
|88 - Cryptographic failure
|A failure has occurred in the cryptographic process.
|89 - Unacceptable PIN - transaction declined - retry
|The entered PIN is unacceptable, and the transaction is declined with the option to retry.
|91 - Authorization system or issuer system inoperative
|The authorization system or the issuer's system is currently inoperative or unavailable.
|92 - Unable to route transaction
|The transaction cannot be routed or directed to the appropriate destination.
|96 - System error
|A system error or malfunction has occurred.
Updated 3 months ago