VISA - Error Codes

Error Code	Description
1A - Additional customer authentication required	Additional authentication is needed from the customer to proceed with the transaction.
00 - Approved	The transaction has been successfully authorized and approved.
01 - Refer to card issuer	The merchant should contact the card issuer for further instructions or authorization.
03 - Invalid merchant	The merchant's identification or account is invalid.
04 - Pick up card (no fraud)	The cardholder's card needs to be confiscated by the merchant, but there is no suspicion of fraud.
05 - Do not honor	The card issuer has declined the transaction for various reasons.
06 - Error	An error has occurred during the processing of the transaction.
10 - Partial approval	The transaction has been partially approved for an amount less than the total requested.
11 - Approved (V.I.P.)	The transaction has been approved for a VIP customer.
12 - Invalid transaction	The transaction is invalid or cannot be processed.
13 - Invalid amount	The transaction amount is invalid or exceeds the allowable limit.
14 - Invalid account number	The provided account number is invalid.
15 - No such issuer	The card issuer does not exist or is not recognized.
19 - Re-enter transaction	The transaction should be re-entered or resubmitted.
41 - Lost card	The card has been reported as lost.
43 - Stolen card	The card has been reported as stolen.
46 - Closed account	The account associated with the card has been closed.
51 - Not sufficient funds	The cardholder's account does not have enough funds to cover the transaction.
54 - Expired card	The card being used has expired and is no longer valid.
55 - PIN incorrect or missing	The entered PIN is incorrect or missing for PIN-based authentication.
57 - Transaction not permitted to cardholder	The cardholder is not allowed to perform the requested transaction.
59 - Suspected fraud:	The transaction is suspected to be fraudulent.
61 - Exceeds approval amount limit	The transaction amount exceeds the approved limit.
62 - Restricted card (card invalid in region or country)	The card is restricted and cannot be used in the specified region or country.
63 - Security violation	A security violation has occurred during the transaction.
64 - Transaction does not fulfill AML requirement	The transaction does not comply with anti-money laundering requirements.
65 - Exceeds withdrawal frequency limit	The transaction exceeds the allowed frequency limit for withdrawals.
70 - PIN data required	PIN data is required to proceed with the transaction.
75 - Allowable number of PIN-entry tries exceeded	The maximum number of PIN-entry attempts has been exceeded.
78 - Blocked, first used or special condition—new cardholder not activated or card is temporarily blocked	The card is blocked due to special conditions, such as being newly issued and not activated or temporarily blocked.
81 - Cryptographic error found in PIN	A cryptographic error has been detected in the entered PIN.
82 - Negative online CAM, dCVV, iCVV, CVV, CAVV, dCVV2, TAVV, or DTVV results	Negative results have been found in online verification methods.
85 - Not declined	The transaction has not been declined.
86 - Cannot verify PIN; for instance, no PVV	The PIN cannot be verified, such as when there is no PIN Verification Value (PVV).
91 - Issuer unavailable	The card issuer is currently unavailable or unable to authorize the transaction.
93 - Transaction cannot be completed violation of law	The transaction cannot be completed due to a violation of the law.
96 - System malfunction	A system malfunction or error has occurred.
N7 - Decline for CVV2 failure	The transaction is declined due to a failure in CVV2 verification.
N8 - Transaction amount exceeds pre-authorized approval amount	The transaction amount exceeds the pre-authorized approval amount.