Testing credentials for 3D Secure

You can use the credentials below to test 3D Secure integration with payabl.

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For all cards, you can use any CVC code and Expiry Date (older than current month).
OTP is "test"

MerchantID	Secret	Callback fields
gateway_test_3d	b185	default callback fields
gateway_test_cb	b185	extra callback fields

Credit card	Card Enrolled	ECI	Authentication Status	Meaning
4012001038443335 or 4242424242420000	N			Cardholder not participating, card not enrolled
4012001038488884 or 4242424242000000	U			Unable to verfiy enrollment
4012001037141112 or 4242424242424242	Y	05	Y	Successful authentication
4012001037167778 or 4242420000000000	Y	06	A	Successful merchant attempt
4012001037461114 or 4242000000000000	Y		N	Authentication failure
4012001037484447 or 4200000000000000	Y		U	Authentication not available
4242426790614587	Y	05	Y	Frictionless flow

For Mastercard integrity

Credit card	Card Enrolled	ECI	Authentication Status	Meaning
5105105105105100	Y	01	Y	Successful authentication
5555555555554444	Y	01	A	Invalid control byte
5454545454545454	N			Cardholder not participating

Use this card to simulate Soft decline behavior.

In authorization set param_3d = non3d.
Operation will be processed as non3Ds with a "soft decline" 65.
The job will re-initiate transaction with 3DS. You will get a response with 3DS link to redirect your customer (or it will be done automatically in iframe).
Finally operation will be processed with a decline status.
In Interface you will see 2 Authorizations.

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We set error code = 65 both for soft decline and final decline on test. But in Live transaction may be Captured or receive another decline code.

Card number	Decline code	3DS status
5406592832271063	65	Verified