Testing credentials for 3D Secure

Test credentials for 3d Secure integration

You can use the credentials below to test 3D Secure integration with payabl.

📘
For all cards, you can use any CVC code and Expiry Date (older than current month).
OTP is "test"

MerchantID	Secret	Callback fields
gateway_test_3d	b185	default callback fields
gateway_test_cb	b185	extra callback fields

Credit card	Card Enrolled	ECI	Authentication Status	Meaning
4012001038443335 or 4242424242420000	N	-	-	Cardholder not participating, card not enrolled
4012001038488884 or 4242424242000000	U	-	-	Unable to verfiy enrollment
4012001037141112 or 4242424242424242	Y	05	Y	Successful authentication
4012001037167778 or 4242420000000000	Y	06	A	Successful merchant attempt
4012001037461114 or 4242000000000000	Y	-	N	Authentication failure
4012001037484447 or 4200000000000000	Y	-	U	Authentication not available
4242426790614587	Y	05	Y	Frictionless flow

For Mastercard integrity

Credit card	Card Enrolled	ECI	Authentication Status	Meaning
5105105105105100	Y	01	Y	Successful authentication
5555555555554444	Y	01	A	Invalid control byte
5454545454545454	N	-	-	Cardholder not participating

Use this card to simulate Soft decline behavior.

In authorization set param_3d = non3d.
Operation will be processed as non3Ds with a "soft decline" 65.
The job will re-initiate transaction with 3DS. You will get a response with 3DS link to redirect your customer (or it will be done automatically in iframe).
Finally operation will be processed with a decline status.
In Interface you will see 2 Authorizations.

📘
We set error code = 65 both for soft decline and final decline on test. But in Live transaction may be Captured or receive another decline code.

Card number	Decline code	3DS status
5406592832271063	65	Verified

Updated about 1 year ago

What’s Next