Efecty

Efecty is an online payment method that allows shoppers to purchase online goods and services by paying in cash offline. When a customer selects this option, they will receive an instant voucher with the transaction amount and a unique payment reference number.

Step 1. Make a transaction request

From your server, make a POST /payment_preauthorize request.

https://sandbox.payabl.com/pay/backoffice/payment_preauthorize

Include in the request parameters below:

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The below parameters are mandatory for Efecty

• merchantid: The merchant identification number.
• orderid: The field orderid is optional and exclusively for the merchant's convenience.
• amount: The amount field contains the transaction’s total amount. This is the amount that will be transmitted to the authorizing system.
• currency: The currency field contains the alphanumeric currency code for the transaction, according to ISO 4217, e.g. COP.
• payment_method: The payment method id - 130 (or 126 if instructed by tech support).
• signature: The signature field contains a 40-figure hexadecimal value. This signature value is a checksum designed to protect the merchant account from unauthorized access.
• email: The customer's email address.
• custom2: The name of payment method - efecty.
• nationalid: Consumer’s national id, has to satisfy the following regular expression: NIT: 10 digits, CC: 6~10 digits.
• nationaltype: User's identification type NIT or CC
  You can see a full list of parameters in Pre-Authorization.

/pay/backoffice/payment_preauthorize&merchantid=gateway_test&amount=1.23&currency=COP&orderid=Payabl-Test&
language=en&gender=&lastname=Mann&street=An+der+Welle+4&zip=60322&city=Frankfurt&country=DEU&customerid=&
salutation=&title=&firstname=Muster&company=&birthday=&house=&postbox=&state=&[email protected]&
phone=XXXXXXXXXX8501&fax=&mobile=&customerip=&custom1=&custom2=Efecty&custom3=&
url_return=http://dev-sim-ng.inatec.local/~simdad/InatecResponse/redirect_response.php&url_success=
http://dev-sim-ng.inatec.local/~simdad/InatecResponse/success.php&url_failed=http://dev-sim-ng.inatec.local
/~simdad/InatecResponse/failed.php&notification_url=https://api.powercash.de/simulation/billing_response.php&
payment_method=130&content=test+content&nationaltype=NIT&nationalid=1234123121&subject=test+subject&signature=94fb2a2bb9dc3c782170f041c3beb0304e4882e3

Step 2. Handle the redirect

To complete the payment, you need to redirect the customer to the correct URL in the response.

Response

transactionid=105353955&transid=105353955&status=2000&errormessage=pending&errmsg=pending&amount=1.23&
price=1.23&currency=COP&orderid=Payabl-Test&redirect_url=https://secure.payty.com/t/f12q8j3w&user_id=787896

Step 3. Transaction states

If the customer successfully completed the transaction, you will receive a notification with confirmation.

Notification example (successful transaction):

transactionid=105353955&security=a14820c77008e32e08052b298be0717ae6a31b5d20b80c71027bb976278a0933&type=capture&
errormessage=&orderid=Payabl-Test&payment_state=credited&timestamp=1693295106&errorcode=0&payment_method=130

If the customer initiated the transaction but didn't finalize it, you will receive a failed notification.

Notification example with error:

transactionid=105353991&orderid=Payabl-Test&timestamp=1693294793&security=62bff3b65f1e38f1142e7ee9c2549fb9f2d47f36d8db7ee77d54d68cbf8258cc&errormessage=Wrong+national+ID&errorcode=-66182&type=order