Chile Bank Transfer

Step 1. Make a transaction request

From your server, make a POST /payment_preauthorize request.

https://sandbox.payabl.com/pay/backoffice/payment_preauthorize

Include in the request parameters below:

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The below parameters are mandatory for Cash Transfer.

• merchantid: The merchant identification number.
• orderid: The field orderid is optional and exclusively for the merchant's convenience.
• amount: The amount field contains the transaction’s total amount. This is the amount that will be transmitted to the authorizing system.
• currency: The currency field contains the alphanumeric currency code for the transaction, according to ISO 4217, e.g. CLP.
• payment_method: The payment method id - 130 (or 126 if instructed by tech support).
• signature: The signature field contains a 40-figure hexadecimal value. This signature value is a checksum designed to protect the merchant account from unauthorized access.
• email: The customer's email address.
• custom2: The name of payment method - banktransfer.
• nationalid: Consumer’s national id, has to satisfy the following regular expression: 9 digts.
• nationaltype: User's identification type RUT or RUN.
  You can see a full list of parameters in Pre-Authorization.

Request example

/pay/backoffice/payment_preauthorize&merchantid=gateway_test&amount=1.23&currency=CLP&orderid=Payabl-Test&
language=en&gender=&lastname=Mann&street=An+der+Welle+4&zip=60322&city=Frankfurt&country=DEU&customerid=&
salutation=&title=&firstname=Muster&company=&birthday=&house=&postbox=&state=&[email protected]&
phone=XXXXXXXXXX8501&fax=&mobile=&customerip=&custom1=&custom2=BankTransfer&custom3=&
url_return=http://dev-sim-ng.inatec.local/~simdad/InatecResponse/redirect_response.php&url_success=http://dev-sim-ng.inatec.local/~simdad/InatecResponse/success.php&
url_failed=http://dev-sim-ng.inatec.local/~simdad/InatecResponse/failed.php&
notification_url=https://api.powercash.de/simulation/billing_response.php&payment_method=130&
content=test+content&nationaltype=RUT&nationalid=220604497&subject=test+subject&signature=e8bbdfec2365bd0899c0005d0cff4aaa2caf360d

Step 2. Handle the redirect

To complete the payment, you need to redirect the customer to the correct URL in the response.

Response

transactionid=105354488&transid=105354488&status=2000&errormessage=pending&errmsg=pending&amount=1.23&price=1.23&currency=CLP&orderid=Payabl-Test&redirect_url=https://checkout-testv2.pagsmile.com/process&user_id=787896

Step 3. Transaction states

If the customer successfully completed the transaction, you will receive a notification with confirmation.

Notification example (successful transaction):

orderid=PayablTest&errormessage=&payment_state=credited&type=capture&timestamp=1693310407&security=57743d55287887a4f7ad000ff82f67cb2a57e4efa715945cbaa53d043f1a011c&errorcode=0&payment_method=130&transactionid=10535448

If the customer initiated the transaction but didn't finalize it, you will receive a failed notification.

Notification example with error:

orderid=Payabl-Test&errormessage=Wrong+national+type&security=59534d5fb13266360774904d0f8c023dca317a298abc02c0d789861e2bf66e42&errorcode=-66183&timestamp=1693309616&type=order&transactionid=105354472

Payouts

The method allows merchants to send funds to a bank account via wire transfer. In order for this to be done, the merchant needs to submit the bank details of the customer.

Include in a request:

• currency: CLP
• account: Customer's bank account
• document_id: Customer's id
• document_type: Customer's document type, should be one of RUT, RUN, PAS, CE.
• bankcountry: CHL
• bank_code: bank code
• method: bank transfer
• account_type: Customer's account type, should be one of CHECKING, SAVINGS, VISTA, RUT, SALARY.

Request string:

merchantid=test_merchant&amount=1.23&currency=COP&orderid=Inatec-Test&language=en&lastname=Mann&
street=An+der+Welle+4&zip=60322&city=Frankfurt&country=DEU&firstname=Muster&state=HE&email=test%40inatec.com&
custom1=&custom2=&custom3=&payment_method=130&document_id=50284414727&document_type=CC&method=TRANSFIYA&
bankcountry=COL&additional_remark=transfer+money&account_type=PHONE&account=57012345678910&signature=ff09cfa3b2e01e746ddbf19fbab08b30e31ab313

1. Response:

transactionid=215456949&transid=215456949&status=2000&errormessage=pending&errmsg=pending&amount=100&price=100&currency=BRL&orderid=Payabl-Test&payment_method=130

Error

transactionid=215457170&transid=215457170&status=4001103&errormessage=method%20or%20channel%20is%20inactive&errmsg=method%20or%20channel%20is%20inactive&amount=2&price=2&currency=COP&orderid=Payabl-Test&payment_method=130

2. Notification:

2.1 Notification example with Error:

errormessage=&bank_code=001&method=BANKTRANSFER&account_holder=Muster+Mann&orderid=Payabl-Test&errorcode=0&transactionid=215456949&timestamp=1689150492&bank_country=BRA&security=b67f198da9d310b956405ff879d098a2e0f8a1728a5ddad6b0e9c4ce3edc9dae&payment_method=130&type=cft

2.2Notification example with Success

errorcode=-5002&method=BANKTRANSFER&account_holder=Muster+Mann&security=389ff24d11207156c43bfc7e9ebc893e12726dda4f5a0aaa27544a8c4c986e7c&payment_method=130&bank_country=BRA&errormessage=rejected+by+bank&orderid=Payabl-Test&type=cft&timestamp=1689154433&bank_code=001&transactionid=215456961

Banks in Chile

Account number